Payroll Processing Timelines

Today, Gusto supports 2-day payroll and the standard 4-day. With 2-day payments, you can process payroll up to two business days in advance of the check date.

2-day payroll timeline example:

  • Wednesday: Run payroll by 3:30pm PT.
  • Wednesday: Funds debited from the company's bank account. Funds are processing.
  • Friday: Funds are deposited in employee's bank account(s) if paid via direct deposit, usually in the morning.

With 4-day payroll, you have to process payments four business days in advance of the check date:

  • Monday: Run payroll by 3:30pm PT. Funds debited from the company's bank account. Funds are processing.
  • Tuesday–Thursday: Funds are processing. Company debit is successful or unsuccessful by Thursday.
  • Friday: If Company debit was successful, funds are deposited in employee's bank account(s) if paid via direct deposit, usually in the morning.

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