Payroll Submission Blockers & Unblock Options

Gusto Embedded employs various methods to identify and mitigate high-risk payments before they are run. These blockers and unblock options aim to maintain faster payment speeds without needing to secure funds before paying employees.

Concepts:

Earned Fast ACH Access: This requires a company to be on the platform a fixed number of days and run a fixed number of payrolls to qualify for faster ACH

Fast ACH Threshold: The limit at which a customer can process payroll using fast ACH. Payrolls that exceed this threshold will automatically be moved to 4-day ACH.

Submission blockers: These are blockers calculated after a payment calculation step, where Gusto’s Risk team assesses the payment based on various factors. Submission blockers will have relevant unblock options that the employer will eventually be required to choose in order to submit the payment.

Unblock Options: Possible ways to satisfy a calculated blocker. The set of options can differ depending on the type of blocker.

Credit Blockers: Blockers for issuing credits out to employees. This is currently relevant to selected unblock options (for example for a wire_in type) The employer needs to record they sent the wire to our system using the Wire In Request API endpoint. Once our system verifies that the wire has been received by Gusto, the payroll blocker will be marked as resolved.

Please contact your Partner Growth Manager and Technical Solutions representatives to enable these features. Read more about Payroll Submission Blockers & Unblock Options here.